The Holidays are a time for us to slow down and spend time with loved ones. While no gift matches memories made with friends and family, thoughtful gift-giving is a highlight of the holiday season. Now, don’t be a scrooge with that check book. Remember, individuals can give up to $18,000 annually without triggering gift taxes. This special tax treatment for gifts saves the giving spirit!

Also, we know you will see different personalities and opinions across the table behind the mashed potatoes. To avoid any domestic disputes that may land you in handcuffs (not a present anyone wants) try your best to avoid tense arguments. Family and friends can disagree, but there’s a time and place for debate, and I’d say it is not while frosting cookies.

No one wants a DUI in their stocking Christmas morning. For the safety of yourself and others traveling during the holiday, remember to drink responsibly. The legal limit in Pennsylvania is .08. And, DUI’s fall into three tiers, none of which you would want to be in. The tiers are general impairment, high rate, and highest rate. Enjoy your winter wassail from the comfort of your home and not behind the wheel. 

As the year closes, it is great to look forward to the next 365 days. With proper planning, next year can get even better. The best Christmas gift is a secure future for you and your family. Consider Estate planning in the new year to provide stability for you, your friends, and family. Leaving a legacy behind that you can be proud of is perhaps one of the biggest blessings of the season.

Merry Christmas and Happy Holidays! Have a safe and wonderful season.

*Disclaimer: the advice provided is for informational purposes and is not intended as legal advice.  It should not be relied on, nor construed as creating an attorney-client relationship.